Navi Elss Tax Saver Fund Datagrid
Category ELSS (Tax Saving) Fund
BMSMONEY Rank 35
Rating
Growth Option 04-12-2025
NAV ₹29.57(R) -0.27% ₹35.3(D) -0.26%
Returns 1Y 3Y 5Y 7Y 10Y
Lumpsum Regular 0.44% 11.55% 13.75% 11.54% -%
Direct 2.36% 13.68% 15.94% 13.65% -%
Nifty 500 TRI 3.82% 15.22% 17.88% 15.87% 14.96%
SIP (XIRR) Regular 10.2% 10.43% 10.54% 12.3% -%
Direct 12.28% 12.59% 12.67% 14.47% -%
Ratio Sharpe Ratio Sortino Ratio Sterling Ratio Jensen's Alpha Treynor Ratio
0.47 0.23 0.43 -3.55% 0.06
Risk STD. Dev VaR 1Y95% Max DD Beta Semi Devi.
12.95% -15.02% -18.1% 0.95 9.33%
Fund AUM As on: 30/06/2025 56 Cr
Top ELSS (Tax Saving) Fund
Fund Name Rank Rating
Hdfc Taxsaver 1
Whiteoak Capital Elss Tax Saver Fund 2
Sbi Long Term Equity Fund 3
Mirae Asset ELSS Tax Saver Fund 4
ITI ELSS Tax Saver Fund 5
ICICI Prudential ELSS Tax Saver Fund 6
Parag Parikh ELSS Tax Saver Fund 7
JM ELSS Tax Saver Fund 8

NAV Date: 04-12-2025

Scheme Name NAV Rupee Change Percent Change
Navi ELSS Tax Saver Fund - Regular Plan IDCW Payout 29.57
-0.0800
-0.2700%
Navi ELSS Tax Saver Fund- Regular Plan- Growth Option 29.57
-0.0800
-0.2700%
Navi ELSS Tax Saver Fund - Direct Plan IDCW Payout 34.86
-0.0900
-0.2600%
Navi ELSS Tax Saver Fund- Direct Plan- Growth Option 35.3
-0.0900
-0.2600%

Review Date: 04-12-2025

Beginning of Analysis

Navi ELSS Tax Saver Fund is the 34th ranked fund in the ELSS (Tax Saving) Fund category. The category has total 35 funds. The 1 star rating shows a very poor past performance of the Navi ELSS Tax Saver Fund in ELSS (Tax Saving) Fund. The fund has a Jensen Alpha of -3.55% which is lower than the category average of 1.0%, showing poor performance. The fund has a Sharpe Ratio of 0.47 which is lower than the category average of 0.78.
The past performance of the fund may or may not be sustained in the future. The review is not investment advice nor is it a recommendation to buy or sell funds. The ranking is based on proprietary methodology developed by bmsmoney. The methodology is based on the past performance of the funds and does not guarantee future performance.
ELSS (Tax Saving) Mutual Funds are ideal for taxpayers seeking to save taxes under Section 80C while aiming for long-term wealth creation through equity investments. These funds offer a tax deduction of up to ₹1.5 lakh per financial year and have the shortest lock-in period of 3 years among all Section 80C options. However, being equity-oriented, they are subject to market risks and do not offer guaranteed returns. Investors should have a long-term investment horizon and a moderate to high risk tolerance to invest in ELSS funds. Additionally, the tax implications of long-term capital gains should be considered.

Navi ELSS Tax Saver Fund Return Analysis

The Navi ELSS Tax Saver Fund has delivered a mixed performance across various time horizons, showcasing both strengths and challenges when compared to its ELSS (Tax Saving) Fund peers and the Nifty 500 TRI benchmark. This analysis examines the fund’s returns over periods ranging from one month to ten years, alongside its Systematic Investment Plan (SIP) performance, highlighting its rankings within the ELSS (Tax Saving) Fund category and its ability to outperform or underperform the benchmark and category averages.

  • The fund has given a return of 1.02%, 6.44 and 3.91 in last one, three and six months respectively. In the same period the category average return was 0.07%, 3.06% and 4.05% respectively.
  • Navi ELSS Tax Saver Fund has given a return of 2.36% in last one year. In the same period the Nifty 500 TRI return was 3.82%. The fund has given 1.46% less return than the benchmark return.
  • The fund has given a return of 13.68% in last three years and rank 33rd out of 37 funds in the category. In the same period the Nifty 500 TRI return was 15.22%. The fund has given 1.54% less return than the benchmark return.
  • Navi ELSS Tax Saver Fund has given a return of 15.94% in last five years and category average returns is 18.82% in same period. The fund ranked 28th out of 33 funds in the category. In the same period the Nifty 500 TRI return was 17.88%. The fund has given 1.94% less return than the benchmark return.
  • The fund has given a SIP return of 12.28% in last one year whereas category average SIP return is 10.86%. The fund one year return rank in the category is 18th in 41 funds
  • The fund has SIP return of 12.59% in last three years and ranks 33rd in 37 funds. Whiteoak Capital Elss Tax Saver Fund has given the highest SIP return (20.66%) in the category in last three years.
  • The fund has SIP return of 12.67% in last five years whereas category average SIP return is 15.2%.

Navi ELSS Tax Saver Fund Risk Analysis

  • The fund has a standard deviation of 12.95 and semi deviation of 9.33. The category average standard deviation is 13.0 and semi deviation is 9.54.
  • The fund has a Value at Risk (VaR) of -15.02 and a maximum drawdown of -18.1. The category average VaR is -16.63 and the maximum drawdown is -17.35. The fund has a beta of 0.93 which shows that fund is less volatile than the benchmark.

Standard deviation measures the fund's return volatility and Semi deviation focuses on downside volatility. Value at Risk (VaR) is a measure of the risk of investments. Maximum Drawdown is the maximum loss from a peak to a trough of a portfolio. Beta measures the volatility of the fund compared to the benchmark. A beta of 1 indicates that the fund will move in line with the benchmark. A beta of more than 1 indicates that the fund will be more volatile than the benchmark and vice versa.


  • Very Good Performance in ELSS (Tax Saving) Fund Category
  • Good Performance in ELSS (Tax Saving) Fund Category
  • Poor Performance in ELSS (Tax Saving) Fund Category
  • Very Poor Performance in ELSS (Tax Saving) Fund Category

    • Investors beware: Mutual Fund investments are subject to market risks. Please read the scheme related documents carefully.

    Data Source: www.amfiindia.com

    SEBI Categorization


    KPIs* Fund Nifty 500 TRI Cat. Avg Min | Max Rank (In Cat.) Performance
    1M Return % 0.86 0.33
    -0.03
    		-3.37 | 1.66 8 | 40 Very Good
    3M Return % 5.94 4.18
    2.74
    		-3.12 | 6.00 3 | 40 Very Good
    6M Return % 2.93 4.72
    3.46
    		-5.35 | 7.14 26 | 40 Average
    1Y Return % 0.44 3.82
    0.62
    		-14.39 | 7.49 25 | 40 Average
    3Y Return % 11.55 15.22
    15.56
    		9.60 | 22.19 35 | 37 Poor
    5Y Return % 13.75 17.88
    17.48
    		11.50 | 23.76 29 | 33 Poor
    7Y Return % 11.54 15.87
    15.36
    		10.72 | 22.61 29 | 30 Poor
    1Y SIP Return % 10.20
    9.56
    		-2.10 | 15.99 21 | 40 Average
    3Y SIP Return % 10.43
    14.16
    		7.43 | 18.83 36 | 37 Poor
    5Y SIP Return % 10.54
    13.93
    		8.54 | 19.59 31 | 33 Poor
    7Y SIP Return % 12.30
    16.29
    		12.26 | 22.18 29 | 30 Poor
    Standard Deviation 12.95
    13.00
    		9.37 | 18.83 21 | 36 Average
    Semi Deviation 9.33
    9.54
    		6.79 | 14.82 20 | 36 Average
    Max Drawdown % -18.10
    -17.35
    		-25.67 | -9.56 26 | 36 Average
    VaR 1 Y % -15.02
    -16.63
    		-24.68 | -10.74 13 | 36 Good
    Average Drawdown % -7.43
    -6.96
    		-10.68 | -3.86 24 | 36 Average
    Sharpe Ratio 0.47
    0.78
    		0.29 | 1.31 35 | 36 Poor
    Sterling Ratio 0.43
    0.61
    		0.31 | 0.92 34 | 36 Poor
    Sortino Ratio 0.23
    0.38
    		0.14 | 0.70 35 | 36 Poor
    Jensen Alpha % -3.55
    1.00
    		-6.41 | 7.37 34 | 36 Poor
    Treynor Ratio 0.06
    0.11
    		0.04 | 0.18 35 | 36 Poor
    Modigliani Square Measure % 12.34
    16.70
    		9.06 | 24.77 34 | 36 Poor
    Alpha % -3.01
    0.05
    		-5.79 | 8.61 31 | 36 Poor
    Return data last Updated On : Dec. 4, 2025.
    Other parameters, fund ranking, non return related analysis are updated after every month end. Last Updated On : Oct. 31, 2025
    KPIs: Key Performance Indicators

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    KPIs* Fund Nifty 500 TRI Cat. Avg Min | Max Rank (In Cat.) Performance
    1M Return % 1.02 0.33 0.07 -3.28 | 1.73 8 | 41 Very Good
    3M Return % 6.44 4.18 3.06 -2.85 | 6.44 1 | 41 Very Good
    6M Return % 3.91 4.72 4.05 -4.73 | 7.84 24 | 41 Average
    1Y Return % 2.36 3.82 1.80 -13.20 | 8.16 23 | 41 Average
    3Y Return % 13.68 15.22 16.83 11.42 | 23.01 33 | 37 Poor
    5Y Return % 15.94 17.88 18.82 12.68 | 25.57 28 | 33 Poor
    7Y Return % 13.65 15.87 16.62 11.67 | 24.40 28 | 30 Poor
    1Y SIP Return % 12.28 10.86 -0.81 | 17.11 18 | 41 Good
    3Y SIP Return % 12.59 15.44 9.23 | 20.66 33 | 37 Poor
    5Y SIP Return % 12.67 15.20 10.40 | 20.39 30 | 33 Poor
    7Y SIP Return % 14.47 17.57 13.15 | 24.03 28 | 30 Poor
    Standard Deviation 12.95 13.00 9.37 | 18.83 21 | 36 Average
    Semi Deviation 9.33 9.54 6.79 | 14.82 20 | 36 Average
    Max Drawdown % -18.10 -17.35 -25.67 | -9.56 26 | 36 Average
    VaR 1 Y % -15.02 -16.63 -24.68 | -10.74 13 | 36 Good
    Average Drawdown % -7.43 -6.96 -10.68 | -3.86 24 | 36 Average
    Sharpe Ratio 0.47 0.78 0.29 | 1.31 35 | 36 Poor
    Sterling Ratio 0.43 0.61 0.31 | 0.92 34 | 36 Poor
    Sortino Ratio 0.23 0.38 0.14 | 0.70 35 | 36 Poor
    Jensen Alpha % -3.55 1.00 -6.41 | 7.37 34 | 36 Poor
    Treynor Ratio 0.06 0.11 0.04 | 0.18 35 | 36 Poor
    Modigliani Square Measure % 12.34 16.70 9.06 | 24.77 34 | 36 Poor
    Alpha % -3.01 0.05 -5.79 | 8.61 31 | 36 Poor
    Return data last Updated On : Dec. 4, 2025.
    Other parameters, fund ranking, non return related analysis are updated after every month end. Last Updated On : Oct. 31, 2025
    KPIs: Key Performance Indicators

    Disclaimer: Past performance may or may not be sustained in future and should not be used as a basis for comparison with other investments. Returns for periods above 1 year are annualised.


    Date Navi Elss Tax Saver Fund NAV Regular Growth Navi Elss Tax Saver Fund NAV Direct Growth
    04-12-2025 29.5688 35.3048
    03-12-2025 29.4855 35.2034
    02-12-2025 29.6487 35.3965
    01-12-2025 29.8211 35.6005
    28-11-2025 29.9 35.6891
    27-11-2025 29.9374 35.7319
    26-11-2025 29.8691 35.6485
    25-11-2025 29.5518 35.2681
    24-11-2025 29.4981 35.2021
    21-11-2025 29.6172 35.3388
    20-11-2025 29.7795 35.5306
    19-11-2025 29.7531 35.4972
    18-11-2025 29.6321 35.3511
    17-11-2025 29.7695 35.5131
    14-11-2025 29.6516 35.3669
    13-11-2025 29.5607 35.2567
    12-11-2025 29.6183 35.3235
    11-11-2025 29.4223 35.088
    10-11-2025 29.312 34.9547
    07-11-2025 29.1379 34.7416
    06-11-2025 29.1641 34.7711
    04-11-2025 29.3154 34.9479

    Fund Launch Date: 09/Nov/2015
    Fund Category: ELSS (Tax Saving) Fund
    Investment Objective: The Scheme will seek to invest predominantly in a diversified portfolio of equity and equity relatedinstruments with the objective to provide investors with opportunities for capital appreciation andincome generation along with the benefit of income tax deduction (under Section 80 C of theIncome Tax Act, 1961) on their investments. Specified Investors in the Scheme are entitled todeductions of the amount invested in Units of the Scheme, subject to a maximum of Rs 1,50,000/-under and in terms of Section 80 C (2) (xiii) of the Income Tax Act, 1961. Investment in thisscheme would be subject to statutory lock-in period of 3 years from the date of allotment to beeligible for income tax benefit under section 80 C. There can be no assurance that the investmentobjective under the Scheme will be realized.
    Fund Description: An open ended equity linked saving scheme with astatutory lock in of 3 years and tax benefit
    Fund Benchmark: S&P BSE100 Total Return Index
    Source: Fund FactSheet

    Disclaimer: NO INVESTMENT ADVICE. The Content is for informational purposes only.